I’m passionate about finding ways to save money; whether it’s for me and my family or for A&N Media employees. I particularly like it when I am given money for spending – what could be better?

I periodically move credit cards, always chasing the biggest cash-back return. As I clear the card each month, this makes sense to me.  However it was only 18 months or so ago that I was introduced to the concept of getting cashback on my online spending. There are plenty of websites offering this but I use the A&N Rewards site that I introduced into the company a year ago. 

In less than 12 months I’ve made around £180 in cashback through retailers I already shopped with. I also make the most of discounted vouchers and up-front online discounts. 

More money for spending comes from supermarket schemes. I’ve just cashed in £52 worth of Tesco vouchers (spend in store value, but really just free money) for four tickets to Legoland, which would have cost me around £115. Having never been, the kids and I can’t wait for the tickets to arrive, whilst my vertigo-suffering husband is hoping they will get lost in the post!

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Comments:

Sharn Gondal says:

September 16th, 2011 at 10:36

Lou, I agree with you on the cashback credit cards - you can get some great deals.

I was always taught to stay well clear of the credit cards as they were an unnecessary evil; however since discovering cashback schemes a couple of years ago I have managed to claim back over £400 (building work on the house meant we had some big costs that could be charged to the cards).

The trick is to set up a direct debit and pay off your bills every month - otherwise the interest charged negates any benefits!

Teresa Berkengoff says:

September 16th, 2011 at 11:12

I love my cashback credit card too. As long as you clear the balance each month like you say Sharn.

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