Suzanne is Time for money's Assistant Editor.  She lives in Essex with her husband and enjoys shopping and socializing with friends and family.  She is also a reluctant West Ham supporter.

We asked Suzanne:

How would you rate your own financial awareness?  I used to think it was quite good but since working on the TFM project I realise that it isn't as good as I thought and that there are some simple steps I can take which will have a big impact on my finances.

Do you have a golden rule when it comes to your finances?  Don't spend what I can't afford, and if I can't afford it come up with a plan so I can!

What is your attitude to financial risk?  I hate risk. Although I may not get the returns at least I know my money is safe.  The biggest risk I have taken, and too be honest it is not actually that big of risk, is to swap my mortgage to a variable interest rate.

When it comes to your finances, do you live for today or plan for tomorrow?  I love a plan! I do try to be a bit more spontaneous in life but when it comes to my finances I like to know where every penny is going and what return I can expect to receive.

How important, do you think it is to start financial education in schools?  Very - children leave college / school / university now and head off into the big wide world and are expected to have a certain level of responsibility of money. We need to teach children the importance of managing their money and the consequences of being in debt.

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