This page contains a number of People like me scenarios written for us by our partners, Hargreaves Lansdown.
Each 'People like me scenario' deals with a specific issue and aims to help you understand and make decisions in financial matters. Choose the relevant topic from the list on the right.
I've got some spare cash
Emily has just started working for DMGT. She has paid off her student loan and has a littl...
I want to profit from my offset mortgage
Simon is a senior manager in IT. He is single and owns his own house. Simon has taken out...
We've got an endowment shortfall
Matt works in advertising. Rashmi works in HR. Matt and Rashmi's agreed period is coming t...
Cherise can't stop spending
Cherise works in Classifieds. She is single, owns her own flat and has an interest on...
I want to profit from my offset mortgage
Simon is a senior manager in IT. He is single and owns his own house.
Simon has taken out an offset mortgage which has a very low interest rate. This means that he is able to increase his mortgage borrowings and make a profit if he can invest the money elsewhere at a higher interest rate.
"I want to make money out of my mortgage provider and am looking for a relatively risk-free investment which will give me a higher return, after tax, than the interest rate I pay on my mortgage" said Simon.