This page contains a number of People like me scenarios written for us by our partners, Hargreaves Lansdown.
Each 'People like me scenario' deals with a specific issue and aims to help you understand and make decisions in financial matters. Choose the relevant topic from the list on the right.
I've got some spare cash
Emily has just started working for DMGT. She has paid off her student loan and has a littl...
I want to profit from my offset mortgage
Simon is a senior manager in IT. He is single and owns his own house. Simon has taken out...
We've got an endowment shortfall
Matt works in advertising. Rashmi works in HR. Matt and Rashmi's agreed period is coming t...
Cherise can't stop spending
Cherise works in Classifieds. She is single, owns her own flat and has an interest on...
We've got an endowment shortfall
Matt works in advertising. Rashmi works in HR. Matt and Rashmi's agreed period is coming to an end on their mortgage. They will be looking to remortgage within the next three weeks.
They have been saving into an endowment policy which has a projected shortfall. They have also been "saving for a rainy day" by investing their maximum annual tax-free allowance into a cash ISA.
"We want to know which mortgage product would be best for us and how we should deal with the shortfall in our endowment" said Matt.