This page contains a number of People like me scenarios written for us by our partners, Hargreaves Lansdown.
Each People like me scenario deals with a specific issue and aims to help you understand and make decisions in financial matters.
Hargreaves Lansdown, in their own words, "are one of the UK's leading independent financial service providers and asset management specialists. They are a fund supermarket, a fund manager, a discount broker, a stockbroker, a pensions specialist, an annuity specialist, a wealth manager and a financial adviser - in other words a one-stop shop."
Simon is a senior manager in IT. He is single and owns his own house.
Simon has taken out an offset mortgage which has a very low interest rate. This means that he is able to increase his mortgage b...