This page contains a number of People like me scenarios written for us by our partners, Hargreaves Lansdown.

Each People like me scenario deals with a specific issue and aims to help you understand and make decisions in financial matters.

Hargreaves Lansdown, in their own words, "are one of the UK's leading independent financial service providers and asset management specialists. They are a fund supermarket, a fund manager, a discount broker, a stockbroker, a pensions specialist, an annuity specialist, a wealth manager and a financial adviser - in other words a one-stop shop."

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I've got some spare cash

spannerEmily has just started working for DMGT. She has paid off her student loan and has a little bit left over each month from her salary. She's already paying into a cash ISA. Emily is thinking about the...

I want to profit from my offset mortgage

spannerSimon is a senior manager in IT. He is single and owns his own house. Simon has taken out an offset mortgage which has a very low interest rate. This means that he is able to increase his mortgage bo...

We've got an endowment shortfall

spannerMatt works in advertising. Rashmi works in HR. Matt and Rashmi's agreed period is coming to an end on their mortgage. They will be looking to remortgage within the next three weeks. They have been s...

Cherise can't stop spending

spannerCherise works in Classifieds. She is single, owns her own flat and has an interest only mortgage. In an attempt to save money, she has not taken out any additional savings plans to pay back the...

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