Welcome to timeformoney.co.uk.
Daily Mail and General Trust plc (DMGT), who operate timeformoney.co.uk ("our site"), is committed to communicating in a clear and effective way and making our services accessible to all DMGT employees (including those with visual, hearing, cognitive or motor impairments) and to meet our statutory obligations defined by the Disability Discrimination Act 1995.
Our target is to conform to the 'Double-A' standard, as set out by the Worldwide Web Consortium (W3C), who set globally agreed standards on accessibility.
Web accessibility means access to the internet by everyone, regardless of disability. This means that people with disabilities (including visual impairment and physical limitations in using a mouse or keyboard) should be able to perceive, understand, navigate, and interact with websites and online applications and that these should work well with the assistive technologies which some people with disabilities use to access the internet - such as screen readers, screen magnifiers and text-to-speech devices.
We have designed our site to be educational, informative and accessible to a wide range of employees. If you have any problems using our site or require information in another format, please let us know.
Improving accessibility
As part of our commitment to continuously improving the level of accessibility within our site, we aim to ensure that the design, navigation and functionality will be available and inclusive for all employees regardless of their location, internet experience, and the type of technology used.
Access keys have been constructed to allow users to navigate around the most frequently used areas of our site without using the mouse. To use the Access key on a PC, hold down the Alt key and press the appropriate number, then Enter/Return. To be reminded of our Access keys, press Alt a and Return from any page in the site to display a full list. Access key functionality on a Mac system is triggered by pressing Ctrl h.
You can navigate to these different sections using your browser as follows:
Access keys
Alt h - Home
Alt a - Accessibility
Alt s - Search section of the current page
Alt b - Bottom section of current page
Alt c - Contact us
Alt t - Terms and conditions
Alt 1 - General savings
Alt 2 - Buying your home
Alt 3 - Insurance
Alt 4 - Life planning
Alt 5 - DMGT Benefits
Alt 6 - Retirement savings
Alt 7 - Manage your borrowing
Alt 8 - Investing your money
Alt 9 - Tax
Alt 10 - Site map
Please refer to your web browser and operating system 'Help' for their additional accessibility features.
Design
Our site has been optimised to be viewed at a monitor resolution of 1024 x 768 within the following browsers or, their corresponding higher version numbers:
• Firefox 3 plus
• Google Chrome 3 plus
• Internet Explorer 8 plus
• Opera 9 plus
• Safari 2 plus
(Whilst our site may operate with alternative browsers and monitor settings which are less than 1024 x 768, we cannot guarantee that the "look and feel" of our site will be the same).
The colour combinations have been checked to ensure appropriate colour contrast and colour difference. The pages are not based on frames and can therefore be printed easily.
The text within the content pages has been set to relative sizes, which can be increased or decreased for more comfortable screen reading.
Text equivalents have been provided for every non-text element, ALT tags provided for all images and long descriptions for charts and graphs.
Navigation
The navigation has been designed to be as user-friendly as possible, allowing all site content to be viewed within the minimum number of mouse clicks. It is also possible to access pages of our site by using the site map.
Navigation routes have been developed to be as accessible as possible and compatible with the types of adaptive technology tools used by people with disabilities, including screen readers.
JavaScript & cookies
JavaScript and cookies are used on our site to remember your personal settings and to enhance the user interface. A cookie file is stored on the hard drive of your computer and contains information that is transferred to your computer's hard drive. You may refuse to accept cookies by activating the setting on your browser which allows you to refuse accepting cookies. However, to use the advanced usability features of our site, please ensure that JavaScript and cookies are enabled in your browser.
External content
In order to make our site fully accessible some of our information is in PDF format. We recommend that users download the latest version of Adobe Acrobat to ensure optimal compatibility with disability aids. For further information about Adobe's PDF accessibility, please visit:
We encourage any users, experiencing problems with our site to let us know.
We will work to solve any issues as a priority and where possible, will respond to individual requests for information in alternative formats.