Terms of use
This page (together with the documents referred to on it) tells you the terms of use on which DMGT employees may make use of our website timeformoney.co.uk ("our site").
Please read these terms of use carefully before you start to use our site. By using our site, you indicate that you accept these terms of use and that you agree to abide by them. If you do not agree to these terms of use, please refrain from using our site.
Information about us
Timeformoney.co.uk is a site operated by Daily Mail and General Trust plc ("DMGT or We"). We are registered in England and Wales under company number 00184594 and have our registered office at Northcliffe House, 2 Derry Street, London, W8 5TT.
Accessibility
Access to our site is permitted on a temporary basis, and we reserve the right to withdraw or amend our site without notice (see below). We will not be liable if for any reason our site is unavailable at any time or for any period.
Legal disclaimer
Whilst we make every effort to ensure that our site is correct at all times, it is possible that the information available may be incomplete, out of date or incorrect and that content provided via third parties to users of the timeformoney.co.uk website may contain opinions or assertions which are not those of DMGT.
Commentary and other information posted on our site are not intended to amount to advice on which reliance should be placed. It is conditional upon us providing you with financial awareness material in this manner that you accept that DMGT who own timeformoney.co.uk cannot be made liable for any action you take based solely on the information held on our site. It is essential that you verify all such information before taking any action in reliance upon it, for example, by using the services of an independent financial adviser.
Our liability
We disclaim all liability and responsibility arising from reliance placed on information on our site. In no event shall DMGT be liable for any loss of any kind (including, but not limited to, direct, indirect, consequential or special loss or loss of profit) arising out of, or in connection with any use of this website. To the extent permitted by law, DMGT other members of our group of companies and third parties connected to us disclaims:
• all warranties and other terms which might otherwise be implied by statute, common law or the law of equity, both express and implied, with regard to the information contained in this site; and
• any liability for any direct, indirect or consequential loss or damage incurred by any user in connection with our site or in connection with the use, inability to use, or results of the use of our site, any websites linked to it and any materials posted on it, including loss of income or revenue, loss of business, loss of profits or contracts, loss of anticipated savings, loss of data, loss of goodwill, wasted management or office time; and whether caused by tort (including negligence), breach of contract or otherwise, even if foreseeable, provided that this clause shall not prevent claims for loss of or damage to your tangible property or any other claims for direct financial loss that are not excluded by any of the categories set out above.
This does not affect our liability for death or personal injury arising from our negligence, nor our liability for fraudulent misrepresentation or misrepresentation as to a fundamental matter, nor any other liability which cannot be excluded or limited under applicable law.
Our site changes regularly
We aim to update our site regularly, and may change the content at any time. If the need arises, we may suspend access to our site, or close it indefinitely. Any of the material on our site may be out of date at any given time, and we are under no obligation to update such material.
Uploading material onto our site
Whenever you make use of a feature that allows you to upload material to our site, or to make contact with other users of our site, you must comply with our content standards set out below. You warrant that any such contribution does comply with those standards, and you indemnify us for any breach of that warranty.
Any material you upload to our site will be considered non-confidential and non-proprietary, and we have the right to use, copy, distribute and disclose to third parties any such material for any purpose. We also have the right to disclose your identity to any third party who is claiming that any material posted or uploaded by you to our site constitutes a violation of their intellectual property rights, or of their right to privacy.
We will not be responsible, or liable to any third party, for the content or accuracy of any materials posted by you or any other user of our site.
We have the right to remove any material or posting you make on our site if, in our opinion, such material does not comply with the content standards set out below.
Content standards
These content standards apply to any and all material which you contribute to our site ("contributions"), and to any interactive services associated with it.
You must comply with the spirit of the following standards as well as the letter. The standards apply to each part of any contribution as well as to its whole.
Contributions must:
• be accurate (where they state facts);
• be genuinely held (where they state opinions); and
• comply with applicable law in the UK and in any country from which they are posted.
Contributions must not:
• contain any material which is defamatory of any person;
• contain any material which is obscene, offensive, hateful or inflammatory;
• promote discrimination, violence or sexually explicit material;
• infringe any copyright, database right or trade mark of any other person;
• be likely to deceive any person;
• be made in breach of any legal duty owed to a third party, such as a contractual duty or a duty of confidence;
• promote any illegal activity;
• Be threatening, abuse or invade another's privacy, or cause annoyance, inconvenience or needless anxiety;
• be likely to harass, upset, embarrass, alarm or annoy any other person;
• be used to misrepresent your identity or affiliation with any person;
• give the impression that they emanate from us, if this is not the case; and
• advocate, promote or assist any unlawful act such as (by way of example only) copyright infringement or computer misuse.
Viruses, hacking and other offences
You must not misuse our site by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorised access to our site, the server on which our site is stored or any server, computer or database connected to our site. You must not attack our site via a denial-of-service attack or a distributed denial-of service attack.
By breaching this provision, you would commit a criminal offence under the Computer Misuse Act 1990. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our site will cease immediately.
We will not be liable for any loss or damage caused by a distributed denial-of-service attack, viruses or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of our site or to your downloading of any material posted on it, or on any website linked to it.
Jurisdiction and applicable law
The English courts will have non-exclusive jurisdiction over any claim arising from, or related to, a visit to our site. These terms of use and any dispute or claim arising out of or in connection with them or their subject matter or formation (including non-contractual disputes or claims) shall be governed by and construed in accordance with the law of England and Wales.
Variations
We may revise these terms of use at any time by amending this page. You are expected to check this page from time to time to take notice of any changes we made, as they are binding on you. Some of the provisions contained in these terms of use may also be superseded by provisions or notices published elsewhere on our site.
Intellectual property rights (including copyright & trademark)
We are the owner or the licensee of all intellectual property rights in our site, and in the material published on it. Please note that images and information contained in our site may be copyright works and are the exclusive property of DMGT or licensed to us. Elements of this website may also be protected by trademark, unfair competition, passing off and other laws. Except for making a hard copy print for personal use only (or downloading the material for personal use only), the material on this website may not be modified, copied, reproduced, transmitted, distributed or displayed, by any means, without the express prior written consent of DMGT. You must not use any illustrations, photographs or any graphics separately from any accompanying text. If you print off, copy or download any part of our site in breach of these terms of use, your right to use our site will cease immediately and you must, at our option, return or destroy any copies of the materials you have made.
Our status (and that of any identified contributors) as the authors of material on our site must always be acknowledged.
The content of this site is protected by UK and international copyright laws. All rights are reserved.
Products and services
Products and services on our site are only for DMGT employees are not being offered publicly in any jurisdiction where such an offer may be unlawful.
Warranty
Whilst timeformoney.co.uk makes reasonable attempts to exclude viruses from this site, such exclusions cannot be guaranteed and no liability is accepted for viruses. You are recommended to take all appropriate safeguards before downloading information from this site.
Your concerns
If you have any concerns about material which appears on our site, please let us know.
timeformoney.co.uk
Daily Mail and General Trust plc (DMGT)